Compare Best Bank Personal Loan in UAE Dubai

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Hey do, you feel it is difficult to find Best Personal Loan in UAE?

Compare and Find Best bank loan in Dubai Abu Dhabi. Also, use our personal loan calculator to find the best personal loan in UAE

All authorized banks and Private financing companies in Dubi, Abu Dhabi, Sharjah, Ajman, Ras al Khaimah, Al ain, Fujeirah provide personal loan for expat and National.

Mainly two type types of banking are available in all emirates in the United Arab Emirates like Dubai, Abudhabi, Sharjah, Ajman, Ras al Khaimah, Fujairah and Umm al Quwain. They are the Islamic banking system and Non-Islamic banking System. Also, Islamic banking in UAE is most popular in this.

All the banks in UAE provide personal loan for National and Non-Nationals (Expatriates) if their guidelines meet. As well as banks in UAE prepared guideline based on basic salary, types of loans, salary transfer.

For personal loan in UAE 3000 salary required as basic Salary. So the minimum salary for the personal loan in UAE from the authorized bank will start from 3000 AED. Hence If you have the basic salary of 1500 AED,  personal loan for 2000 salary, 2500 AED or less than 3000 AED you cannot apply from Authorised Bank.

Also Most of Private Financing Company offering personal loan even if your salary 2000 AED, 2500 AED or less than 3000 AED. But finding trusted and best private personal finance company will be difficult.

Personal Loan Interests are different for different loan and all are varying depends on the employee’s basic Salary. I have more salary then will get more cash with the best interest rate.

Best Personal Loan in UAE for Expatriates and Nationals (2019- 2020 Updated)

Below listed area Best banks in UAE and top private money lenders in Dubai or Private Personal Loan providing company in UAE. Also, Their minimum basic salary to get the personal loan, personal loan interest rate in Dubai or UAE are described. As well as described, details salary transfer requirement to get a personal loan in the United Arab Emirates and a list of required documents. You can also calculate your personal loan in UAE using personal loan calculator.

You may have queries like personal loan calculator, personal loan in Dubai, personal loan in Abu Dhabi, personal loan without salary transfer, personal loans in UAE, personal loan for non-listed companies in UAE, personal loan calculator UAE, a personal loan agreement, a personal loan contract, a personal loan with no credit please submit your valuable comment. we are happy to assist you.

DIB Personal loan (Dubai Islamic Bank Loan)

DIB Personal loan (Dubai Islamic Bank)

If you planning to get a personal loan in UAE for 3000 Salary, DIB personal loan will be the best option if you have minimum 3000 AED Basic Salary.

Dubai Islamic Bank (DIB), the global leader of Islamic banking is always developing innovative ideas in Islamic banking.

DIB Personal loan is the best personal loan in Dubai if you have minimum 3000 AED basic salary.

Salary Transfer required for Dubai Islamic bank personal loan in UAE. Also, Even if your Salary is 3000AED, 3500AED,4000AED or 4500AED you can apply for DIB personal loan. Also if you are searching for the personal loan in UAE 4000 salary Personal Loan DIB should be the first option.

Most of the Bank in UAE requires a minimum salary of 5000 AED to get personal Loan. But in Dubai Islamic Bank even if your basic salary less than 5000 AED you are eligible Details to get the personal loan are mentioned below

DIB Salam Finance Specifications (Best Personal loan in Dubai )

Minimum SalaryAED 3000
Salary TransferYes
Maximum Term4 Year
Introductory OfferNo
Features:  Islamic FinanceIslamic Finance
Flat Rate3.27%
Reducing Rate5.89%

DIB personal loan Calculator UAE

Use our Mortgage calculator or DIB Personal Loan calculator to know more about down payment and EMI for your personal loans.


Dubai Islamic bank loan ( Personal loan in UAE 3000 salary) features

  • Upfront cash payment to the customer
  • Low salary requirement
  • Simple documentation
  • Quick processing
  • Up to AED 2,000,000 finance for UAE Nationals
  • Up to AED 1,000,000 finance for Expatriates

ADIB Personal loan (Abu Dhabi Islamic Bank Loan)

ADIB Personal loan Abu Dhabi Islamic Bank

ADIB is the leading bank in the United Arab Emirates and the best banks in Abudhabi. Also, they have branches all over emirates like Dubai, Abudhabi, Sharjah etc. Abudhabi Islamic bank Headquarters office is in Abudhabi.

If you are looking for personal loan Abu Dhabi ADIB Personal loan will be the best personal loan in Abu Dhabi with a good flat rate.

ADIB provide a Personal loan if you meet their basic Salary requirement. Previously minimum basic salary to get a personal loan from ADIB was 3000 AED and recently they change their policy. The salary transfer also required to get a personal loan from ADIBBank. Details to get the personal loan are mentioned below

Abudhabi Islamic Bank Personal loan Specifications (Best personal loan in Abu Dhabi with Good flat Rate)

Minimum SalaryAED 8000
Salary TransferYES
Maximum Term4 Year
Introductory OfferNo
Features:Islamic Finance
Flat Rate3.30%
Reducing Rate6.25%

ADIB Personal Loan Calculator Abu Dhabi Bank


Personal Loan ADIB Features

  • Freedom of trading with the shares at your will (after purchasing them from ADIB)
  • 1% Processing Fees (Min AED 500 and Max AED 2,500)
  • Very attractive finance amount
  • Highly competitive profit rate
  • Repayment period of up to 48 months
  • No installment for the first three months
  • Free postponement option
  • Free ADIB VISA Cashback Card

ADIB Loan Eligibility

  • Age criteria- 21 Years
  • Minimum Salary – AED 3000
  • Length of Service – Confirmed or 6 months

Age criteria

  • UAE Nationals:  Min. 21 Years; Max. 65 Years (at maturity of Finance)
  • Expatriates:  Min. 21 Years; Max. 60 Years (at maturity of Finance)

Length of Service

  • UAE Nationals: Confirmed or 3 months
  • Expatriates: Confirmed or 6 months

Personal Loan ADIB Required Document

  • Original and copy of valid passport (with valid residence visa for expatriates)
  • Original and copy of valid Emirates ID
  • Bank account statement (last 3 months)

FGB Personal Loan (First Gulf Bank Loan)

FGB Personal Loan (First Gulf Bank)

If you planning to get a personal loan in United Arab Emirates FGB personal loan will be an option if your salary is 5000 AED. FGB loan is best personal loan in UAE without a salary transfer. They also providing Comprehensive Personal Life Insurance coverage with personal loan.

FGB available in all emirates like Dubai, Abu Dhabi, Sharjah, Ajman, Fujairah, Ras al-Khaimah, Umm al-Qaiwain. Details to get personal loan are mentioned below.

First Gulf Bank Personal Loan Specifications (Best personal loan in UAE without a salary transfer )

Minimum SalaryAED 5000
Salary TransferNo
Maximum Term4 Year
Introductory OfferNo
Features:  Islamic FinanceNo
Flat Rate13.11%
Reducing Rate23.60%
FeaturesComprehensive Personal Life Insurance coverage

Features of FGB Personal Loan

  • No salary transfer required
  • Attractive loan amounts up to AED 200,000
  • Competitive interest rates
  • Minimum documentation
  • Fast track approval
  • Comprehensive Life Insurance cover
  • Complimentary involuntary loss of employment coverage*

Fist gulf Bank Personal Loan Eligibility

  • Employed at Government, Semi Government or a reputable private organization
  • Applicant should be 21 years of age or above.
  • The applicant should hold a valid passport copy and UAE residence visa.

FGB Personal Loan Document Required

  • Application form (Completely filled)
  • Passport Copy with UAE residence visa (Both valid)
  • Bank statements (Last three months)
  • Salary certificate (for salaried customers only)
  • Liability letter for buyout cases
  • Trade license for self-employed

Emirates NBD Personal Loan (ENBD Bank Loan)

Emirates NBD Personal Loan

If you planning to get a personal loan in any Emirates of UAE Emirates NBD personal loan will be another best personal loan in UAE if your salary is 5000 AED. It requires salary Transfer to get personal Loan in Emirates NBD (ENBD).

Emirates NBD bank available in all emirates like Dubai, Abu Dhabi, Sharjah, Ajman, Fujairah, Ras al-Khaimah, Umm al-Qaiwain. Details to get a personal loan are mentioned below

Emirates NBD Bank Personal Loan Specification (Best personal Loan in All Emirates)

Minimum SalaryAED 5000
Salary TransferYes
Maximum Term4 Year
Introductory OfferNo
Features:  Islamic FinanceNo
Flat Rate2.55%
Reducing Rate4.74%
FeaturesSalary transfer

Features Emirates NBD personal Loan for NRI

  • Interest rates starting from 4.74% reducing and 2.55% Flat
  • Maximum loan amount up to 90% of the fixed deposit amount
  • Emirates NBD has over 220 branches and over 927 ATMs across the UAE
  • Increased loan eligibility with co-applicant program
  • Loans for expats who are new in employment or new to UAE
  • Free bank account and debit card
  • Enhanced credit life coverage
  • Exclusive loan return option
  • The processing fee is 1%
  • Unique double insurance is 0.50%

The requirement of Personal Loan Emirates NBD for NRI

  • Applicable to Non-Resident Indians with valid UAE residence visa
  • Salaried or Self Employed Indian National
  • Customer to fund the 20% of the Fixed Deposit amount
  • Fixed Deposit with Indian partner bank will be marked under lien favoring Emirates NBD

Personal Loan Emirates NBD Document Required

  • Completed application form
  • Copy of valid passport with valid UAE residence visa for expatriates (original required for verification)
  • Last three months bank statements
  • Salary transfer letter/salary certificate (for salaried customers only)
  • Account opening forms for shares trading
  • Liability letter (for buyout cases only)
  • Trade license (for self-employed customers

RAK Bank Personal Loan (RAK Loan)

RAK Bank Personal Loan

Are you looking for RAK bank personal loan or any personal loan in Ras al Khaimah or any Emirates in the United Arab Emirates with best interest rates and minimum basic salary?

RAK Loan will be the best personal loan in Ras Al Khaimah and top personal loan in UAE 3000 salary.

Get high Personal Loan amounts at low interest rates, with flexible repayment of up to 48 months for expatriates and UAE nationals. If you have the minimum basic salary of 3000 AED you can apply for the personal loan in RAK Bank.

RAK Bank Personal Loan Specifications (Best Personal Loan in Ras Al Khaimah 3000 salary )

Minimum SalaryAED 3000
Salary TransferYes
Maximum Term4 Year
Introductory OfferNo
Features:  Islamic FinanceNo
Flat Rate3.3%
Reducing Rate5.99%

Features of RAK Bank Personal loan ( Personal loan in UAE 3000 salary )

  • Minimum salary requirement to get the personal loan in National bank of Ras al Khaimah is AED 3,000 per month as per new bank policy.
  • Loan repayment period is up to 48 months. Up to AED 1,250,000 based on salary and length of services for Expats.
  • UAE National the loan can go up to 2,500,000.
  • For all customers, the Maximum loan amount is subject to 20 multiples of salary, up to 50% Debt Burden ratio.
  • Salary transfer require to apply for the personal loan in RAK Bank
  • The processing fee is 1% of loan amount [Min AED 500; Max AED 2,500].
  • The early settlement fee is 1% of the outstanding amount
  • You get life insurance free of charge.
  • The rate starts at 5.99% per annum based on reducing balance and may vary depends on customers basic salary.
  • The reducing rate of this finance is 5.99% and the equivalent flat rate is 3.30%. The calculation used is a division of the reducing rate by 1.814 and this is indicative only.
  • This rate is calculated on a reducing balance

Document required for the Personal loan in RAK Bank

  • Proof of identity
  • UAE National’s valid passport copy with the last page
  • Expatriate’s valid passport copy with valid UAE Residence Visa
  • Latest salary certificate stating present salary, length of service and end of service benefits
  • Letter from current employer confirming salary transfer and benefits to Emirates NBD
  • Three most recent months bank statement confirming salary on the certificate

EIB Personal Loan (Emirates Islamic bank Loan)

EIB Personal Loan (Emirates Islamic bank)

Are you planning to get a personal loan in any Emirates of UAE Emirates Islamic Bank personal loan will be an option if your salary is 5000 AED?

No salary Transfer required for personal Loan in Emirates Islamic Bank (EIB).

Emirates Islamic bank branches available in all emirates like Dubai, Abu Dhabi, Sharjah, Ajman, Fujairah, Ras al-Khaimah, Umm al-Qaiwain. Details to get the personal loan are mentioned below

EIB vision is clearly focused on taking Emirates Islamic to the next level of success, expanding the reach of the organization on a local and regional level. EIB is driven to building our organization on the two pillars of Personal and Commercial Banking, which will serve as the engine for future growth.

Emirates Islamic Bank Personal Loan Specifications ( Top personal loan in UAE without a salary transfer)

Minimum SalaryAED 5000
Salary TransferNo
Maximum Term4 Year
Introductory OfferNo
Features:  Islamic FinanceIslamic Finance
Flat Rate4.70%
Reducing Rate8.46%
FeaturesFree Credit card

Features of Emirates Islamic Bank Personal Loan

  • Financing available to salaried and self-employed customers
  • Very competitive profit rates
  • Financing up to 3 million for UAE Nationals and 1 million for Expatriates.
  • Approvals in 24 hours
  • Preapproved credit card and 100% discount on the first year’s annual fees
  • Nominal processing fees
  • Exclusive policy terms on buyout loans/finances
  • Certificate of Takaful / Insurance Cover

Emirates Islamic Bank Personal Loan Eligibility

  • Minimum monthly salary of AED 5,000
  • Length of service – Minimum one month/first salary credit into Emirates Islamic account
  • Minimum age of 21 years
  • Maximum age of 65 for UAE Nationals and 60 for Expatriates at the time of maturity

Document Required for EIB Personal Loan

  • Completed application form
  • Copy of valid passport with valid UAE residence visa for expatriates (original required for verification)
  • Last three months bank statements
  • Salary transfer letter/salary certificate (for salaried customers only)
  • Account opening forms for shares trading
  • Liability letter (for buyout cases only)
  • Trade license (for self-employed customers)

UNB Personal Loan (Union National Bank loan)

UNB Personal Loan (Union National Bank)

Union National Bank Personal loan or UNB Personal loan UAE available in Dubai, Abu Dhabi, Sharjah, Ajman, Fujairah, Al-ain with best interest rates Islamic finance and Introducer offers.

Also, UNB UAE provide the Personal loan if you have the basic salary of 5000 and more. Most of the bank in UAE required a minimum salary of 5000 AED to get personal Loan. But UNB provides best interest rates and introductory personal loan offers.

The only condition they are requesting is salaried transfer should be done. Details to get the personal loan are mentioned below

Union National Bank personal Loan Specifications ( Popular personal Loan in UAE with for 5000 AED salary)

Minimum SalaryAED 5000
Salary TransferYES
Maximum Term4 Year
Introductory offerYes
Features:Islamic Finance, Introducer offers
Flat Rate2.77%
Reducing Rate4.99%

Features of UNB Personal Loan

  • High loan amounts up to 20 times of monthly salary*
  • High repayment period of up to 48 months*
  • Low monthly installment
  • Competitive interest rates*
  • Up to 4 installment postponements per year*
  • Free credit card

Introductory Offer: Monthly lucky draws where 1 customer can win loan amount back (capped at AED 120,000 max) and 10 customers can win their installment amounts back (capped at AED 5,000 max)

  • Starting from 4.99% p.a. reducing
  • Islamic finance option is available by Al Wifaq
  • The maximum tenor is 48 months
  • Maximum loan amount up to 20 times of monthly gross salary
  • Special offer for ADNOC group employees
  • Processing fee 1% (Min. AED 500 and Max. AED 2,500)
  • Insurance for full tenor at 0.8%

UNB Personal Loan Eligibility

  • Minimum Salary required is AED 5000

ADCB Personal Loan (Abudhabi commercial bank Loan)

ADCB Personal Loan (Abudhabi commercial bank)

ADCB loan offering the best interest rates and attractive offers. This Bank Loan also is for all expatriates and nationals in all emirates in UAE like Dubai, Abudhabi, Ajman, Sharjah, Ras al Khaimah, Umm Al Quwain and Fujairah if you have a basic salary of AED 8000 and more.

Personal Loans are a great way to support your urgent financial needs. With benefits ranging across a wide spectrum, an ADCB Personal Loan is a perfect partner in times of happiness as well as in need. So ADCB Bank loans can be availed with least amount of hassle and documentation.

There are two types of personal loans offered by ADCB, the first is for nationals of the country while the other is for expatriates residing in UAE. Both types of loans come at attractive interest rates and offer a long repayment tenure.

  • ADCB Personal Loan for UAE Nationals
  • ADCB Personal Loan for Expatriates

Abu Dhabi Commercial Bank Personal Loan Specifications (Top Personal Loan for AED 8000 Salary)

Minimum SalaryAED 8000*
Salary TransferNo
Maximum Term4 Year
Introductory OfferNo
Features:Free Credit Card,  Internet Banking
Flat Rate8.89%*
Reducing Rate16.00%*

*Basic Salary and Interest rates are set by the service provider and may be subject to change.

ADCB Personal Loan Calculator UAE

Use our Mortgage calculator or ADCB Personal Loan calculator to know more about down payment and EMI for your loans.


Personal Loan ADCB Features

  • No salary transfer requirements
  • Loan amount up to AED 200,000
  • Flexible repayment tenures up to 48 months
  • Quick approvals
  • Simple documentation
  • A free ADCB Credit Card
  • TouchPoints rewards which can be redeemed for shopping and airline tickets

Personal Loan ADCB Required Document

  • Proof of salary income- Latest salary certificate or carbonized pay slip
  • A valid passport and visa page
  • Bank Statements (Latest 3 months)
  • One undated security cheque (only for Expatriate customers)
  • UAE DDA (Direct Debit Authority) Form duly signed
  • Emirates ID card copy

Simply Life personal Loan (ADCB Simply Life loan)

Simply Life personal Loan

The simply life personal loan will be the best option if your basic salary more than 5000 AED and if you looking to get a personal loan in Dubai. Simplylife personal Loan also requires salary Transfer.

Don’t let life’s special moments pass you by. After all, some of them are once-in-a-lifetime occasions. Also, Simplylife personal loans cover just about everything that brings you happiness and joy, a family visit back home, building your business, your child’s education or wedding and much more. As well as ADCB Simplylife even has a priority call back service in case of emergencies, just SMS ’emergency’ to 2636 for a priority response.

Simply Life believes in responsible lending and doesn’t charge extra fees for early settlement of your loan. They are also providing in the personal loan in UAE for the non-listed company.

ADCB Simply Life Personal Loan Specifications (Popular personal loan in UAE for expats 5000 Salary)

Minimum SalaryAED 5000
Salary TransferYes
Maximum Term4 Year
Introductory OfferNo
Flat Rate4.36%
Reducing Rate7.99%

Simply Life Personal Loan Calculator

Use our Mortgage calculator or SImply Life Personal Loan calculator to know more about down payment and EMI for your loans.


Features of Simply Life Personal Loan

  • Simple Eligibility
  • Faster processing
  • No extra fees for early settlement of loans from own funds
  • Borrow up to AED 1,500,000
  • Repay in up to 48 months

Simply Life Personal Loan Eligibility

  • Age: Starting 25 years & 6the 5 years at the completion
  • Minimum loan amount is AED 30,000 & it can go up to AED 1,500,000

Document required for Simply Life Personal Loan

  • Simplylife Loan Application Form
  • Copy of Trade license
  • Copy of Memorandum of Association
  • Applicants Passport copy, Visa copy, Emirates ID
  • Last 6 months Corporate & Personal Bank Statement
  • 2 years Audited financial report for loan value exceeding AED 750,000

Personal loan Comparison in UAE

Bank NameMinimum Salary (AED)Interest RateSalary Transfer
DIB Salam Finance30003.27No
RAK Bank30004.9
Emirates NBD Personal Loan (Fixed Deposit)50002.55No
Al Wifaq Personal Finance50002.7No
Noor Bank Salary Transfer Personal Finance50002.75
UNB Personal Loans50002.77
NBF Personal Finance50003.6
NBF Personal Loan50003.6
Emirates Islamic Personal Finance50004.7
Citibank Personal Installment Loan50009.99No
Simplylife Loan to Business Owners500010.24No
FGB Personal Installment Loans500013.11No
UAB Personal Loans for Expatriates60003.05No
NBAD Personal Loan70002.92
Al Hilal Bank Personal Finance for Expats70003No
Mashreq New to UAE or New to Employer Personal Loan70004.1No
Doha Bank Salary Transfer Loan75002.45
HSBC Personal Loan75003.3
Simplylife Non-Salary Transfer Loans80001.28No
Emirates NBD Personal Loans for Expatriates80002.63
ADNIF Personal Finance80002.8
CBD Personal Loan80003.14
ADIB Debt Settlement80003.3
Simplylife Salary Transfer Loans80003.47
SCB Personal Loan80003.55
ADCB Smart Loan80008.89No
Citibank Salary Transfer Loan8000–
UAB Cash Flow Loans100002.18No
Al Hilal Bank Personal Finance for UAE Nationals100003No
UNB House Rent Loan100005No
CBI Personal Loan100005.25
Emirates NBD Self Employed Personal Loan for Professionals2000010.01No
Emirates NBD Non-Salary Transfer Personal Loan300007.9

  1. I need loan urgent me

  2. Reply
    Binoy Tom Varghese June 4, 2016 at 12:24 pm

    Am I eligible for personal loan. AED 4350 all included is my salary.

  3. My salary is 25OO including out allowance can I get loan.

  4. Can i get loan in 4000 salary from DIB if our company is not listed

  5. Hello Admin,

    My salary is 4500 and it is being transferred in ENBD almost 4 months now, can i get a loan, if yes how much amount i can get and what will be the interest rate.


    • Hey,
      For your salary you can get a good amount of loan in Dubai Islamic Bank. You can get 2000k-4000k where the interest rate would be 11%. For more details like flat rate and reducing rate

  6. I Have 3750 AED Basic Salary .Am I eligible for personal loan

  7. Dear Admin,

    you havent replied my answer..

  8. Dear Admin,
    I’m earning 3000 can I get the loan and I want the Bank address to have an appointment in your bank.

    • Dear afreen,

      If your basic salary is more than 3000 aed without including any benefit then you can apply

      We are not bank or loan lender.we are guiding website for expat

  9. My salary is 3750, I’m planning to apply for loan..if I pay the remaining debt…before 4 years…I’m i paying the remaining debt of principal I borrow..or i will pay base on monthly dues..please guide me.

  10. Need Loan please contact with me.

    • We are not money lender or finacial company. our intention is to guide expat and there by help them to chose best

      • I need loan . My salary is 3500

        • Hi karthik,
          For your salary there are few banks which offers personal loan. Among which Dubai Islamic Bank is preferable. You need to provide correct, genuine documents.
          check this and consider the one to which category you come under to get a loan in Dubai Islamic Bank.

  11. Iam debabrata mondal .my selary is 3600.iam looking a personal loan.can I gate .?0505063578 pls call me

  12. I want AED.30000 Loan From DIB For 48 months how much will deduct monthly and how many days take to approve loan.

  13. Before I get loan but I need more my salrey 8518 if pasebal

  14. i need Loan Plz call me – 0525334300

  15. i need loan plz call me – 0525334300

  16. hi sir , i all ready have loan with dib bank.2 years compleat my salary 4000++ , i need to top up my loan.but bank said now policy will change only given 12x loan only. and 20 x salary policy will stoped . may i knowe the policy will change in future or not.

  17. My salary is 3,500 i am lookin for personal loan salary trfd to abu dhabi islamic any help

    • Dear Ranita,

      ADIB personal loan policy has been changed

      • Reply
        fb1437114206341473 March 7, 2017 at 6:12 am

        My name is mohammed kassim my salary is 3000 dhs
        I do not company accomodation only i have madical and transport
        I would to take 10000 dhs for 12 months
        So there is any way to get the loan

        • Hi, Only in Dubai Islamic Bank you can get a personal loan for your salary. Try visiting them

  18. my basic is 4500 i need loan 50000

  19. Hello i would like to know what is the maximum loan if my salary is 3,300 dhs. Thanks in advance.

  20. dear admin,
    i already got loan in dib basic amount 40740 , my installment is 1026 for 48 months now total balance amount is 24586 ( 24 months) if i settlement full amount how much i want to pay

  21. Dear sir I m DIB account holder and my monthly salary is transferred to my DIB account,my total salary is 3500 with over time,can I get DIB personal loan, plz reply

  22. My salary is 4400 i need personel loan salary transfer emirate nbd last 4 years

  23. Hi,

    Due to some delay in EMI, my top-up request has been rejected. Bank Representative said that two buckets are shown in my statements.

    So please help me out, what is the exact procedure & when i can apply for Top-Up again?

  24. My monthly is 3000 aed fixed +free housing,foods and transportation allowance can aplly a loan from DIB?

    • Hi, You can apply for a personal loan in Dubai Islamic Bank but your company needs to be listed in the bank as you are having a minimum salary.

  25. Hi my Salary is 3000/month + housing,food & transport. can i get loan form DIB?

  26. Hi! For 3000 aed salary, I think they required that your company should be listed? Or this policy has been changed?

    Thank you.

  27. Can i apply for personal loan in dib

  28. but i go to last time in Dubai Islamic bank he told me maximum salary 5000AED thousand please salve the issue i have 3000AED salary he cant open for me ,,please do something for that issue. thank you

  29. Dear Admin,

    My salary 3000 aed pluse bonus, every 3 months 1500 as a quarter bonus. Can I get personal loan & how long take time to process all requirements??


  30. I need personal loan about. 25000/- kindly call me urgently. 0564165888

  31. i need maine salary 3000AED please help and advise

  32. I need a loan 25000 aed .my salary only 3000 aed .but i got every month good commission. My salary coming al ansari exchange. My mobile number please check if I am eligible pls call me

  33. Hello my total salary 3620 I need 25000 loan you give loan

  34. My salary is 3000 Aed can I apply loan from dib I need 40000 Aed is that possible to get it and please tell me about the docum required for it thanks and regards Shahroz shahid

  35. My Salary is 5,000 I want to loan 60,000 for 48 months tenure. It would be approved?

  36. Reply
    Muhammad Arshad Hanif September 9, 2016 at 3:26 am Salary is 3700 total which is deposited in ADCB from more than one year ..i have borrowed 1800 from my company they deduct 600 per month i can give bank statement ..can i apply for bank loan company loan will expire in last in october

    • Daer ashraf

      Inorder to get dib loan salary transfer required

      • Sir my salary 4000 . I contact bank about personal loan. This person reply me now dib policy was changed. Need salary 5000. Please inform which bank give loan for 4000 salary

        • i am interested to apply for a loan in DIB. My salary is 4500 through habib bank and receiving a good commission every month in cash. am i capable to apply for a loan?

        • Hi yes, you can apply for a loan in DIB

        • Dear Mr. Paneer

          we did n’t get any information regardinag DIB loan policy change and till now as per our knowledge basic salary to get personal loan is 3000 AED for expat and emirates

  37. My salery 3000 along with ot but everymonth I am getting this salery so you giving loan amount 35000 for three years

  38. Dear,
    As my salary is 3600 and i want 50000 dhm loan but my company is not registered in your bank so may i apply for loan?

  39. Dear admin,

    is it possible to apply for a loan for non listed company

  40. my salary 2400 dirhams currently am NBD bank i need to apply loan around 20,000 AED. is it possible to get reply me as soon as possible

  41. Dear Admin,

    Appreciate your response so far. I already got loan from dib when I was getting salary of 3300 AED and 1 year completed. Now I want to topup but they refused and said that the policy was changed and now they can only give 10 times of my salary only. Can I apply loan in any other bank> presently I am getting 4000 AED.


  42. Dear Sir,

    I would like to apply for a personal loan in your bank ,the details are i am working last 10 years in reputed company in UAE ,my salary is total 4500 AED ,So i would like to know if there any possibilities for this ,And
    what are the documents required .

    Thanks & Regards,

  43. Goodmorning!

    I am interested to apply personal loan but my salary is AED 3500.00. Am i available to take loan. I badly needed for emergency payments. Looking forward to receive quick response from your side.


  44. Dear Admin,

    Is there any free for life credit card that I can apply for with my salary 3500 AED/month. If yes please suggest what is the procedure and the requirements.

  45. Dear Admin

    Am I eligible for personal loan. AED 3000 all included is my salary.

  46. Dear admin,

    Appreciate for your response. I need personal loan 30000 my salary 3000. My phone number 0566302326. Can you contact with me please…

    • Hello,
      I really need help my salary is 4,000 AED I really need a quick loan for my debts consolidation I how can i avail the loan to start a new life i need help +971554876017 hope to hear from you soon.

  47. Dear sir,
    I am Anshad from Abu dhabi. My salary is 4500+Accomodation. I have ADCB account. Can i get Dubai loan Islamic bank. if anybody help just call or reply 0525141239.

  48. good morning admin, my salary is 3777 dhs. i have loan in ADIB, 3yrs completed… 1 more year to be finish.
    if its possible i can make topup? thank u and god bless…

  49. Admin, please I need your HELP, I have an existing loan in ADCB balance to now is AED52,000 @ 1,600 per month, I have a credit card total outstanding is 30,000 which I wanted to clear out by applying a personal. Please help me on how to manage my financial difficulties. My salary is AED 6,000.

  50. Hi admin
    can i ask my salary only 1500dhs and im only 2years only in uae it is possible to apply the loan in DIB?pls reply tnx

  51. Dear admin
    Can i ask if its possible apply to loan but may salary only 1500 dhs im 2years here in abu dhabi pls message me this is my no.0566648564 pls txt me thank you

  52. Dear
    am DIB customer and i have running account in DIB and i need personal loan can you help me my salary 4200 AED

  53. Dear admin I am deepan my salery 3000 I need loan 3000 salery eligible for Dib please ask me but I have open in emirates islamic bank last five months

  54. Hi I am interested with personal loan , I am receiving a monthly salary of 4400aed.
    my email address is .

    I an expat and have residence visa and work as admin coordinator in jebel ali Dubai.


    Vanessa Pagulayan


  55. dear admin,
    I have a loan already in DIB, I almost pay 2 years, can I avail a top loan? because the customer service said 4000aed salary but in this post it can avail loan if you have 3000aed salary.

  56. hi admin!
    can i top up my loan? my salary is 3200 aed.I ‘m from ADNOC ..ived heard my company is still on this true?

  57. I am working in a company my salary is Dhs. 3050.00 can I get the personal loan

  58. Dear sir,
    I am getting monthly salary 3500 aed,and want to apply for the personal loan like 70000,what are the procedures to apply for the loan and I am ready for the salary transfer also, Please suggest.

  59. i need to know how much coming my loan top up 1 year completed before i get 36 thousand in dib please reply me 0543724322

    • Dear Devadasu

      When you top-up your loan, banks consider it a brand new loan that you are taking out. This means that you will be required to pay new processing fees on the top-up amount and in some cases new insurance fees as well. It doesn’t end there though. When you take out a top-up loan, you will be considered as having settled your initial loan amount early. The bank will charge you an early settlement fee and this is capped at a maximum of 1% of the loan.



  62. Hi Sir,

    Myself david, my salary is 2900 and accomodation & transport provided by company.
    am i eligible for loan. please call me on 0501773359


  63. Hai sir I am kadhar

    I have salary 4000

    Possible to get loan

    Mob 056 6863985

  64. my company is not registered my sal is 3000/- can i still apply or any other option i have an account in different bank since 1year 7months

  65. hii
    i want to know about personal loan from DIB my salary is 3300 aed and my company is listed in your bank i want to know about the flat intrest or reduce rate and how much the processing charges please contact me.0551297989

  66. DEAR SIR,
    My name i s ali Rehman i am safety officer in a consrtuction company i want to get personal loan of 25000 and by salary is 3000 AED Plus accomudation and transpotation. kindly give me advise how i can get the personal loan because i dont have bank account and cradit card.

  67. My salary 6500 and my salary transfer to DIB i wanna apply for 25000 loan in 12 months what documentation and calculation

  68. i need personal loan bt my salary is 3750 monthly !!!!!!! is it possible ?

  69. hai my name vinod kumar np i have to need a loan i geting my month income is 3000 dh i am working in dubai deira gold suoq my company name TIME COMPLICATION WATCH&JEWELLERY MY JOB SALES CUM DRIVER IS^T POSSIBLE GET A LOAN MY AMOUNT IS 25000 DH

  70. For personal finance call 0529896678

  71. We give out Finance Help to interested individuals who are seeking for finance help,

  72. Hi,

    Im Mayeth im interested to make a loan from your side my salary is 3200.

  73. For personal finance call 0529896678

  74. hi iwant to apply personal loan my salary is 4000 with accomodation call my number 0529842525

  75. Hi my salery is 4200 only. Also my account in dib so what will I do. Online. Reply

  76. hi i am kausar my salary is 4000dhs total,
    basic salary is 2200 can i apply for loan?

  77. its eligible for listed companies or all ?

  78. Contact us for an urgent Loans offer Number: (+918904374161)

  79. My salary is 3000 but my basic is 1500 em I eligible to apply for personal loan? I have also account from DIB

  80. Dear sir
    My salery is 3400 and also i hv DIB account how i can apply for loan

  81. i jus wanna ask if possible that i can apply for personal loan and my salary is 3000 AED and i receive my salary in exchange and i almost 3 years in my company as ticketing consultant , please kindly let me know if possible to apply for personal loan… Thanks

  82. sir, my basic salery is 1800 can i apply for the loan please contect me 0528615224

  83. Hi wat are the requirements? My total salary is aed 4700 and my bank is dib, how much multiples if i can hav loan?

  84. Hi sir . Ma’am my salary is 3100 can i get loan? i need emergency . Please help me.

  85. Hai iam vinod i get my salary in em 3800dh is it possiable to get a loan but my company is not listed

  86. My salary is 4500 and working in a listed company

  87. Hey sir i need a loan of 70000 AED and my salary is 3500, how much will be deducted from me every month, thank u

  88. My salary is 3400 i want a loan you have a loan for me

  89. Hello madam/sir. I have my salary 4500ead. So can I get loans.

  90. Hi my Salary 3000 AED + Acomedation and food I can get same Loan

  91. Good afternoon sir ,

    My basic salary is 2800 but with commission I am getting 4100. Is it possible for me to get a personal loan?

  92. My.sallary is house ang evrything i can apply loan

  93. Dear admin,

    I need loan amount AED 30.000 and my salary 7340, tenor loan only 1 years, I have docs copy passport & visa, payroll 3 month, 3 month bank statements from NBAD, account of NBAD-LULU international exchange, thanks

  94. Asif Here, My Salary is 3000 AED Me looking for personal loan. Contact me on 0564019219

  95. Please contact with me on mention cell no. I want to get more details in your sale agent face to face.

  96. Hi ! Need a loan and my contact number ( 055 6085411 ) thx’s Reg Zaffrey…

  97. hi my name is amjad and my salary is 3500+ and i want to take AED 30000/- personal loan, i am doing a work in uae since 2005 in oil and gas company.
    please tell me i am eligible or not.

  98. Hi
    i have a account in dubai islamic bank my salary is 3000dhs i need 10000 dhs
    But My company is not listed .plz I need a support from DIB

    • Hi Dubai islamic bank provides loan for your salary but your company needs to be listed with the bank as a security purpose and it is can check with other banks but most of the banks in UAE doesn’t provide loan without company not being listed.

  99. I need a personal loan urgent for house building purchase only, I am working in Pioneer Precast Concrete LLC, Abu Dhabi, my present salary is 3850 AED, apart from the above salary company provided free accommodation, transportation, medical insurance, uniform and yearly air ticket to native and return, so can I eligible for a personal loan, plz revert as soon as possible

  100. Hi I need loan 60″000 can u tell me how much I need to pay interest in dib bank ..and how much I have to pay every month including interest…and what is the interest rate percentage .

  101. Am I eligible for personal loan. AED 3000 is my salary accommodation and transport in Company

    • Reply
      Talib hussain karam dad khan August 8, 2017 at 3:07 pm

      I want apply for my salery 4200 with accomodation and contect number 0555250679

  102. I get personal lian last year august 2016.and my salary still 3470 now.can i topup now this august payment..its my 12th month.iam i still eligible to take loan in my salary 3470aed thankx

  103. Dar sir I need loan

  104. I have 3500 salary it is possible for loan

    • Hi, Yes you can get a loan from Dubai Islamic Bank. But your company needs to be listed with the company and it is mandatory so check with that.

  105. Hi i need loan my salry is 3200 aed transfer in dubai islamic bank my company is transguard group can i get loan or not

  106. Hi Admin, I am planning to apply a personal loan to this mentioned bank. My current total salary package is 4000 only. Do you have any idea how much will be my monthly payment for 4 years if incase I take the maximum loan amount for expat (20,000 AED). Thanks

  107. Hello. My salary is 5000 but past 3 months statement is coming more than 4000 due to unpaid leave. is there chance to apply for loan and also, should i be eligible even my company is not listed to your bank.Thank you

    • Hi, banks provide you the loan only with salary certificate as a mandatory document so your salary certificate should have the correct information. Else you can try in banks which provide loans for salary AED 4000. You can try Dubai islamic bank, rak bank which provides loans for your salary then there won’t be a problem with your salary certificate.

  108. Dear admin

    I need loan upto 100000 for 4 year how interested charge and if i am going for early settlement than how much interest charge.

  109. I have personal loan in dib 10 month completed any holiday break is there in dib bank

  110. I need loan my salri 3500 0547484939 plz cal me

  111. Can I take a loan without my statement of account?

  112. Reply
    Talib hussain karam dad khan August 8, 2017 at 3:05 pm

    I want to apply for personal loan my salery 4200 with accomodation and transportation

  113. Dear Admin,

    my salary is 4250AED i need a personal loan for without salary transfer. do you have any idea about that

  114. Hi,

    My salary is 8500. I have a loan in DIB. remaining tenure is 22 months and around 20000 AED. Can i apply for a Top Up. Becuase i have changed my company 06 months before. And my present company is not listed.

  115. Hi my salary is totally 3000 can I get personal loan and what documents I required

    • you can get a personal loan but your salary should be transfer to DIB.

      You need salary Certificate , and your passport and emirates ID .

      if you have a account with DIB this is fine.

  116. no, I already check with DIB customer care. If you have salary in between 3k to 5 k.

    you should transfer the salary to DIB otherwise you will not get a personal loan

    • I want to have personal loan my salary is 3500 and my company is listed,but the customer care told me I need a minimum salary of 6000

    • Is this latest one if u want to avail loan in dib?

    • I am kindly requested the admin of this site to post the current policy of dib for getting personal loan or top up,so that there will be no confusion for those who wants to take loan in dib. They expected that they are eligible to get the loan even their salary is 3000 minimum,but when they applying,dib rejected even your company is listed.thank u

    • Dib change their policy now.i tried to top up my loan last july,2017 but its rejected,they are telling that 5k is required for you able to take loan or to top up…

  117. but they need to transfer the salary, there is any option like without salary transfer loan

  118. I have 3500 salary .free accommodation . I need loan. Plz give ur contact

  119. DIB they need salary transfer or what ? for personal loan my salary is 4250

  120. Hi wina I would like to ask about the personal loan in dib,I called customer care but he told me the minimum salary required is 6000 to avail personal loan.,I have 3,500 salary.and my company also listed in you mean the rules is change? Thanks

  121. Hi,

    I am already customer of DIB and took personal finance with my salary as 3000 (12 multiples i got) for tenure of 36 months out of which 9 istallments was over.I need to up top my loan and my current salary was 4000.Is there any chance to get top up?

  122. Mam wina,can u just give us the latest or correct info regarding this matter,cos i called customer service of rak bank as u said 3k is minimum to be able to get loan in that bank but customer service told that 5k is required salary for loan.thank u

  123. Hi miss wina can you send the new policy of dib?? Thanks ,because I’m calling your customer care service they said I need to have a minimum salary of 6000 to avail the personal loan

  124. What is the new policy in Dubai Islamic bank? So Atleast we have idea why we are not eligible for loan.even we have salary of 3,500.can you answer this miss wina..thanks in advance

    • Hi, the eligibility criteria is a minimum salary of AED 3000, the company needs to be listed if you have a low salary(i.e AED 3000 – AED 5000), Salary transfer is mandatory. If you don’t meet any of these you may not be eligible.

      • Hi again miss wina,actually my company is listed in dib but when I call they told me I should have 6,000 minimum salary to avail a loan.i just want to know if they change the rules in dib?? Thanks

  125. Hello I need a loan but I don know if my company is listed or no the name of company is Armed forces officers club

  126. i have 3200/month salary maximum how much loan give me my company is listed with you

  127. My sakary is 3650aed and i was workung in etihad airport services snd catering is it possible to makee a personal loan

  128. Hi. I also have the same salary as him but why am i not eligible? I dont understand if your campany name is not on the list. You wont be able to get personal finance? What does it have to do with your campany’s name as long as you have all the requirements. Thank you

  129. Hi mam. Im dib holder my salary is 3500 can i avail the loan.

  130. i have a personal finance with DIB and i have change my job and as i was not aware to informing system of Job change to the bank and my previous company end of Service cheque has been deposit to the bank. After a week i have directly went to the bank and check with the person they told me your account has blocked. As their instruction i have submit my new company salary certificate and Salary Transfer Letter to the bank at next working day . But still the account is blocked and i have checked with Customer Care Center person and they told me you cannot withdraw your account balance and they will deduct my end of Service amount from the total liability. and they are saying this is the new rule of Dubai Islamic Bank .. I have checked the Central bank rules in UAE and other banks of my college there is no rules at the moment in UAE . So Kindly Advice how can i get the solution for it.

  131. Hello sir / madam,

    I get my salary through RAKBANK, and I want to transfer to DIB, because my friend told me I can get loans even though my salary is at below 5000aed… Can I get may personal loan immediately after registration of account?
    I am already working 2 years here in abu dhabi.


  132. I need loan. I have salary above 4,000.please contact me

  133. Hi how can i get peraonal loan my salary is 4,910.

  134. hi,my salary is aed 3450, i would like to know what is the maximum amount that i can get from DIB,since my first lone that i took will be over in another 5 months . so pls let me know wether im eligible for a second loan.and how much can i get and what is the interest rate and how much will i have to pay per month and for maximum how long ? thank you

  135. HI SIR Iget the AD 3500 salary my salary is transfer DIB Can i get the personal loan my company is AL Mazroui ICAS

  136. HI Sir I get the AD3500 salary my salary account is DIB can i get the personal loan

  137. Why until now the minimum salary required should be 5k,I thought the policy will JASHANMAL company.

  138. Hello mam/sir,can I get personal loan my salary is 3500 aed?

  139. HI, I have been enquiring with DIB for a personal loan and received a response saying my salary hasn’t met the requirement.

    Please help me to solve this situation.

  140. hi my salary is 4000 and my account is in emirates islamic bank current account can i get personal loan,if possible give a call

  141. Reply
    muhammad ijaz rafique August 29, 2018 at 4:53 pm

    hello sir my gross salary is 2050aed and i need 3000aed loan where i can apply

  142. dear admin, adnoc drilling employees can apply for personal loan?


  144. Hello .my name is NEERAJ selory is maximum is 2400 aed.and minimum 1900. how can I apply for loan.jzt 11000 aed only.

  145. Hi sir my salary is 2500 +accommodation I need loan help me please only 10000

  146. Hi sir my salary is 2500+accommodation I need loan help me please only 10000

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